GUIDES

Buyer Booklet


Why You Need a Realtor
As licensed real estate professionals, we provide much more than the service of helping you find your ideal home. Realtors are expert negotiators with other agents, knowledgeable with loans, and superb navigators around the local neighborhoods. They are members of the National Association of Realtors and must abide by a Code of Ethics and Standards of Practice enforced by NAR. A Professional realtor is the best resource when buying your home. 


LET US BE YOUR GUIDE
• We can help you save endless amounts of time, money, and frustration.
• We know the local market inside and out and can help you avoid the “wild goose chase.”
• We can help you with any type of purchase, even if it’s a short sale, in foreclosure, or for sale by owner.
• We know several good local lenders and can help you understand the importance of being pre-qualified and preapproved.
• We are an excellent source for both general and specific information about the South Bay communities such as schools, churches, and shopping.
• We are experienced at packaging and presenting your offer to the seller and their agent. We can help you through the process of negotiating the best price. We bring objectivity to the buying transaction, and we can point out the advantages and disadvantages of a particular property or neighborhood.


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Seller Booklet


Items the Seller can generally be expected to pay for:
• Real Estate commission
• Escrow fees
• County documentary transfer tax 
• Applicable city transfer/conveyance tax according to contract
• Document preparation fee for deed
• Any loan fees required by buyer’s lender
• Payoff of all loans in seller’s name (or existing loan balance if being assumed by buyer)
• Interest accrued to lender being paid off. Statement fees, reconveyance fees and any prepayment penalties
• Termite inspection (according to contract)
• Termite work (according to contract)
• Home warranty (according to contract)
• Any judgments, tax liens, etc., against the seller
• Tax proration (for any taxes unpaid at time of transfer of title)
• Any unpaid homeowner’s dues
• Recording charges to clear all documents of record against seller
• Any bonds or assessments (according to contract)
• Any and all delinquent taxes
• Notary fees – escrow fee
• Title insurance premium: Owner’s policy


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